Buying a Home in Sun City Texas

Open Letter to Rugg Realty Clients Regarding NAR Changes

April 28, 2024

Greetings from Rugg Realty: By now you have likely heard the National Association of Realtors reached a settlement of a lawsuit about how REALTORS® conduct business, namely how commissions are earned. The settlement has not yet been finalized by the courts, but we anticipate that will occur this summer.

For Buyers - Changes mandated by the settlement stipulate that buyer agents are forbidden to show a home for sale in the MLS to a prospective buyer unless they have a written buyer representation agreement with that person(s) before the showing. The State of Texas has had Buyer Representation documents available for many years and Rugg Realty preferred to have a Buyer Agreement signed before showings. However, we never insisted on this in the past and allowed a mutual understanding with buyers to guide our efforts. Unfortunately, this choice has been taken out of our hands.

For Sellers - Compensation charged by Brokers has always been negotiable. Rugg Realty believes the vast majority of sellers will continue to see the wisdom & obvious advantages of offering a monetary incentive for ready, willing, & able buyers to offset their expenses of a purchase. This has been a routine part of a seller’s cost in the past. The mechanics of how this will be accomplished are not yet finalized, but this provision is part of the settlement. All of us at Rugg Realty have earned the Accredited Buyers Representative designation. We have a long-standing reputation of being straight shooters playing all the cards on the table face up, with no surprises. We will continue our dedication to our clients by putting their needs before our own.

For further information please contact your Rugg Realty agent or Brian Rugg at 512-818-6700.

Brian Rugg, broker

Rugg Realty has been helping buyers make well informed purchases in Sun City Texas for more than 14 years. Buyer's receive the benefit of our years of experience and the fact that every Rugg Realty agent & broker live in Sun City as residents. You know what you want in a home, but you may not know the subtleties & nuances that can make a big difference on resale value. Let your Rugg Realty agent help you buy guiding your purchase process to find the ideal re sale home, make and informed offer base on up to the minute market conditions & current home values, and guide you through the maze of closing requirements to a successful closing. Even if you have purchased many homes in your lifetime, this one is extremely important because it is the one you are making today. Give us a call and let show you how we can help.

Interested in a NEW HOME purchase instead of a re-sale, no problem. Rugg Realty has helped many new home buyers make their purchase, represent them along the way, and give them peace of mind about their decisions. The best part of all is our fee is paid by the sellers and the price of the house does not go up.

Search For Home: Learn the market. New home vs re-sale. Progress from broad view to narrowing choices. Need mortgage pre-approval letter from lender.
Write The Offer: Use only TREC promulgated forms. Negotiate all terms and conditions. Need 2 checks - 1 for escrow, other for option period. Objective = accept offer at right price!
Option Period: Perform all due diligence. Have home inspection, receive HOA certification, seller's disclosure, etc. Usually 10-12 days.
Mortgage Contingency: Application made immediately upon accepted offer. Process survives option period. Bank Appraisal. Credit documentation, etc. *If Used.
Closing: Purchase is finalized, title is transferred, money is exchanged, new owner takes possession, seller is paid. Move in!

Above Depicts the Sun City Texas Home Buying Process

Thanks for inquiring about Sun City Texas. We can arrange for you to receive all the properties in Sun City that match your criteria, updated daily, and viewable through you’re the Rugg Realty web site. Even if you are not ready to purchase right now, this gives you a chance to see what’s available and photos of each property.

Every homeowner pays $1675 annually for use of the clubhouses, multiple pools, Jacuzzis, exercise rooms, wood shop, craft & hobby rooms, and all common areas maintenance. This is quite a bargain for world-class amenities at just $140 per month. Most home owners have independent lawn service and gardening companies take care of their lawns, so anyone can achieve the “lock it and leave it” lifestyle.

Sun City Texas has so much to offer it is difficult to present the community and do it justice without being here and seeing it in person. I hope you make plans to visit and with advanced notice, we can block out time to show you around and give you our “nickel” tour.

Rugg Realty LLC is a full time, professional, real estate brokerage with multiple agents focused on Sun City Texas. All our agents personally live here in Sun City Texas or own property here and know the community well. Rugg Realty LLC sells both re-sale homes as well as new homes and helps existing homeowners market their properties for sale or lease. Rugg Realty LLC has been the fastest growing brokerage in Sun City Texas for the past several years and currently the third largest overall. We are different for the big box realtors who may treat you like a number. Rugg Realty is the perfect size real estate broker to give you personalized, unparalleled attention to your needs during and after your home search.

If you do have an interest in new homes, be certain to register Rugg Realty LLC as your buyer’s agent at the new home sales center when you check in. Even if you have already visited the new home sales center on your own, it is never too late to be represented by Rugg Realty LLC before you make a purchase. Many buyers do not realize they can have a buyer’s agent in the purchase of a new home too. Not only will you be represented in the process (since the sales person only works for the seller, not you). This really is the best of all worlds, since our fee is 100% covered by the seller, the cost of the house does not go up (& may even go down), you have buyer representation from trained professional at Rugg Realty LLC. It doesn’t get better than this.

Have you sold your home yet? If not, we may able to help. Rugg Realty knows the top real estate agents all over the country, even in your home town. We can find the right person to sell your home for top dollar in the shortest amount of time. If your home is in Central Texas, Rugg Realty may even sell your home ourselves. We can handle all the details and coordinate your sale with your purchase and save you some money in the process. Give us a call for a no obligation proposal on how we can help.

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Brian Rugg, broker

Buying a Home in Sun City Texas

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Brian@RuggRealty.com 512-818-6700